Medicare Basics

What is Medicare?

Medicare in simple terms is insurance for consumers provided by our government when you reach 65 Years old or you're disabled for more than 2 years. Most people don't pay for Part A coverage. When you get get medicare you will have many choices for affordable coverage. If your health ins't the greatest this may be the most crucial time to get the coverage you need. With original medicare insurance you will see lots of letters like A,B,C & D and they will sometimes be confusing. We are here to help you understand those letters.

What Does Part A Cover?

Easiest way to describe Part A is this is the portion on your Original Medicare plan that covers your Hospital Stay and a skilled nursing facility. The deductible for 2019 Part A is $1,364 for each benefit period. There are additional Copays per day beyond a hospitalization more than 61 days.

What is Part B?

Part B covers services or supplies that are needed to diagnose or treat your medical conditions.Preventive is also included in Part B coverage. Other things that are included in Part B is Clinical Research, Ambulance, Durable Medical Equipment (DME), Mental Health and Limited outpatient drugs are just the most popular. For exact coverage refer to your Medicare & You book or call us to go over your coverages.